Insolvency Services


Our team

Right from the word go, we believe in providing the best advice possible to help you get out of debt. Meet our senior managers who head up our team of experienced consultants who you can trust to help manage your finances.

Miles Grady BA Econ (Hons) ACA
Miles is a Chartered Accountant and member of the Institute of Chartered Accountants in England and Wales (ICAEW). He has over 25 years’ accountancy experience. 
Miles has worked in the finance sector at companies including KPMG, TSB, Mazars and CIS before co-founding One Advice, one of the UK’s largest debt solutions businesses. During his career he has gained extensive experience in compliance, financial advice and the importance of delivering an excellent customer service.
In 2009 he helped set-up which now specialises in accountancy services ranging from IVA’s, cloud accounting, taxation and support for contractors and freelancers. Umbrella Accountants has over 1,200 accountancy clients.

Thomas Fox LLB MIPA
Licensed Insolvency Practitioner
Thomas is a qualified insolvency practitioner with over 10 years’ experience in both personal and corporate insolvency.
Prior to joining Umbrella in May 2016 to head up the new insolvency department, he spent over 5 years working for a top 10 national insolvency practice gaining considerable experience in a wide variety of commercial and insolvency matters.
His legal qualifications allow clients to benefit from his logical reasoning, analytical ability and sound judgment. Thomas will always strive to achieve the best outcome for his clients.

Sarah Longsdale CertDR
Insolvency Manager
Sarah has over 15 years’ experience in the debt advice sector, specialising in Individual Voluntary Arrangement (IVA) and Debt Management. In 2009 she qualified for the BTEC Advanced Certificate in Debt Resolution (CertDR) Level 3 and in 2014 was awarded Advisor of the Year by the Debt Resolution Forum. She was also a finalist in 2013 for the Credit Today Awards – Debt Counsellor of the Year.
Previous to working in the debt sector, Sarah worked for a number of years for the Royal Bank of Scotland.
On a day to day basis Sarah is responsible for ensuring all our clients receive the best ethical advice to take care of their financial situation, managing the administration of all client cases both in the initial stages and at a supervisory level.

If you think an IVA could help you please call Umbrella for a no-obligation review on 0800 611 8888 or email us at or



Testimonials from clients

I would like to thank Sarah and her team for all the hard work they have put into helping me sort my finances out once and for all. Without this IVA I would still be struggling every month trying to make ends meet. I received nothing but an efficient polite service every time I spoke to a member of your team and I'm so very grateful. Thank you so much. Natasha R (January 2017)

Thank you so much for your help with my IVA. As an ex-company Director my life took a downward spiral when creditors from my liquidated company called upon my personal guarantees. I had been treading water for months, ran up credit card debts and borrowed from family. When a creditor instigated bankruptcy proceedings against me I thought I was going to lose my house. I contacted Umbrella who stopped all the phone calls and threatening letters. Umbrella explained things in way I could understand. They negotiated with creditors and my IVA went through, now I can sleep at night again and I kept my home. Thomas Fox was extremely knowledgeable and I truly thank him and his team. Paul G (December 2016)

I would like to say a very big "Thank You" to your lady on the telephone this morning who helped me start getting my life sorted and debts managed. So thank you "Sarah" great help... thank you again. L.Smart

Excellent customer service. Staff always helpful. Thank you. Lyndsay S

Very professional approach, always there for you to help, outstanding guidance.   Thank you so much for all. Joanna B

Very supportive and helpful at dealing with financial problems Sue KL



Umbrella IVA is provided by Umbrella Accountants LLP   who are authorised and regulated by the Financial Conduct Authority.

Registered Office: Bollin House, Bollin Link, Wilmslow, Cheshire, SK9 1DP: Company Number OC360021. Data Protection Number Z2517380. VAT Registration Number 107346824
Umbrella, Umbrella IVA and Umbrella Insolvency are trading styles of Umbrella Accountants LLP.

Thomas Fox LLB MIPA is an employee of Umbrella Accountants LLP and is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association.

Professional Indemnity Insurance - In accordance with the disclosure requirements of the Provision of Services Regulations 2009, the firm’s professional indemnity insurer is Manchester Underwriting Management Ltd,  Link House, St Mary's Way, Chesham HP5 1HR. The territorial coverage is worldwide excluding professional business carried out in the United States of America or Canada and excludes any action for a claim brought in any court in the USA or Canada.

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