Insurance for Contractors

Do you have the right cover in place for your limited company?

If you provide services via a limited company, we cannot stress highly enough the importance of having adequate business insurance in place at all times – in particular professional indemnity, public liability and employer's liability insurance. 

In fact, it is highly likely that your agency contract states that you must have appropriate cover before starting any work. 

To help you arrange appropriate cover we have formed partnerships with 2 of the largest and most experienced contractor insurance providers in the market; Kingsbridge and Caunce O’Hara.

We are able to ask our trusted partners to contact you and arrange a quotation. Both providers  offer a comprehensive and compliant package of business insurance which includes all of the key insurances you need, as well as some other compelling benefits.


  • Personal accident cover as standard
  • A price promise guarantee
  • Cover for previous work
  • Flexible payment options
  • Instant access to policy documents

If you would like to discuss your business insurance arrangements immediately, please get in touch with the Kingsbridge team:

Call: 01242 808 740 or email: or visit their website

Please quote 'UMBRELLA' if you call or email


  • Policies that comply with contractual terms.
  • Instant access to policy documents.
  • Flexible monthly payment options.
  • 10% policy discount exclusive to
  • Combined business insurance packages available.
  • Cover for legal fees and compensation costs.
  • Cover for previous work.

Get a quote online at or call their scheme team on 0333 321 1403 or email

Please quote “UMBRELLA” if you call or email


  • Nicola has been fantastic - kept me informed and very professional.Dale Norman October 2021

  • Very helpfull and prompt. Always came back as promised and provided the necessay information and guidanceM manir October 2021

  • Nicola Worthington has been a credit to Umbrella Accountants. She has always offered considerable professional advise to myself on my accounting and my tax affairs as and when required over the past few years. I would recommend both Nicola and Umbrella Accountancy Services.AC September 2021

  • I started my company in 2016 when I was offerred 6 months contract work. Now sadly I'm closing my company as I've moved back to PAYE work. Nicola Worthington and team have been very helpful with my accounting and tax affairs and has made it as easy as possible for me to understand what I needed to do. All the best AndyAndy September 2021

  • I have been with Umbrella for around 2 years now since they set up my limited company for contracting purposes. I have found their service to be very reliable and really enjoy the ease of using the freeagent service. A special mention also to my accountant Nicola Worthington, whose knowledge and expertise have been so valuable. Along with that, her availability to answer questions at critical times have been really vital for me and my business - thank you.Stephen Roberts September 2021

  • Nicodemus Ginindza has been my liaison since working with Umbrella - his support and assistance has been excellent, always on call to attend to queries. Fantastic service ! Would highly recommend !Hemel August 2021

  • Excellent service as usual.Luis Ferrinho August 2021

  • I am extremely happy with the service I have received and the clear explanation of said service from Nicodemus Ginindza. I am looking forward to our continued relationship. I have no hesitation whatsoever in recommending this company.Roy Ginn July 2021

  • Very helpful for a beginner with self employment, Nicodemus was welcoming and helpful.Jeanebe July 2021

  • Efficient, responsive and quick in resolving issues.Shantanu July 2021