Insurance for Contractors

Do you have the right cover in place for your limited company?

If you provide services via a limited company, we cannot stress highly enough the importance of having adequate business insurance in place at all times – in particular professional indemnity, public liability and employer's liability insurance. 

In fact, it is highly likely that your agency contract states that you must have appropriate cover before starting any work. 

To help you arrange appropriate cover we have formed partnerships with 2 of the largest and most experienced contractor insurance providers in the market; Kingsbridge and Caunce O’Hara.

We are able to ask our trusted partners to contact you and arrange a quotation. Both providers  offer a comprehensive and compliant package of business insurance which includes all of the key insurances you need, as well as some other compelling benefits.


  • Personal accident cover as standard
  • A price promise guarantee
  • Cover for previous work
  • Flexible payment options
  • Instant access to policy documents

If you would like to discuss your business insurance arrangements immediately, please get in touch with the Kingsbridge team:

Call: 01242 808 740 or email: or visit their website

Please quote 'UMBRELLA' if you call or email


  • Policies that comply with contractual terms.
  • Instant access to policy documents.
  • Flexible monthly payment options.
  • 10% policy discount exclusive to
  • Combined business insurance packages available.
  • Cover for legal fees and compensation costs.
  • Cover for previous work.

Get a quote online at or call their scheme team on 0333 321 1403 or email

Please quote “UMBRELLA” if you call or email


  • I found working with umbrella easy and they responded well to all my queries quickly and efficiently. I had Sheraz Sheikh as my contact for Tax affairs during the last two years who was very helpful and supportive I found Umbrella a good organisationStephen Cooper May 2022

  • The team over at - thumbs up. The team over at, especially Nicola Worthington, have always been very helpful, professional and prompt with communication and queries when I used them to help establish and look after my Limited company.Johnny M March 2022

  • Great service from Nicola Worthington & team. Always prompt with responses and reminders. Very professional.Michael L March 2022

  • After this company was recommended to me I was contacted by Robert Charlton. Robert emailed me all the necessary documents to setup a limited company and gave good advice over the phone. Excellent first impression which led me to sign up. Martin February 2022

  • Nicola Worthington was amazing BBC reported today that "More than three million people have yet to file their self-assessment tax return just days before [the] deadline of 31 January". Despite the pressure, Nicola Worthington completed my self-assessment tax return quickly and professionally. She was very responsive and promptly answered all of my questions. Fantastic work.Marcus January 2022

  • Professional and reliable company in the 5 years of using their service. Thanks to Nicola Worthington for all your support in submitting my self assessments in a timely and accurate fashion.S Moore December 2021

  • Umbrella have been dealing with my account/tax matters for the last 10 years with an extremely profession approach. I have always received accurate information and helpful advice from Nicola Worthington. I would have no hesitation in recommending Umbrella for all accountancy matters.D Sewell November 2021

  • Nicola has been fantastic - kept me informed and very professional.D Norman November 2021

  • Nicola has been fantastic - kept me informed and very professional.Dale Norman October 2021

  • Very helpfull and prompt. Always came back as promised and provided the necessay information and guidanceM manir October 2021