Insurance for Contractors

Do you have the right cover in place for your limited company?

If you provide services via a limited company, we cannot stress highly enough the importance of having adequate business insurance in place at all times – in particular professional indemnity, public liability and employer's liability insurance. 

In fact, it is highly likely that your agency contract states that you must have appropriate cover before starting any work. 

To help you arrange appropriate cover we have formed partnerships with 2 of the largest and most experienced contractor insurance providers in the market; Kingsbridge and Caunce O’Hara.

We are able to ask our trusted partners to contact you and arrange a quotation. Both providers  offer a comprehensive and compliant package of business insurance which includes all of the key insurances you need, as well as some other compelling benefits.


  • Personal accident cover as standard
  • A price promise guarantee
  • Cover for previous work
  • Flexible payment options
  • Instant access to policy documents

If you would like to discuss your business insurance arrangements immediately, please get in touch with the Kingsbridge team:

Call: 01242 808 740 or email: or visit their website

Please quote 'UMBRELLA' if you call or email


  • Policies that comply with contractual terms.
  • Instant access to policy documents.
  • Flexible monthly payment options.
  • 10% policy discount exclusive to
  • Combined business insurance packages available.
  • Cover for legal fees and compensation costs.
  • Cover for previous work.

Get a quote online at or call their scheme team on 0333 321 1403 or email

Please quote “UMBRELLA” if you call or email


  • Having recently closed my limited company, Umbrella helped throughout the process and provided clear advice. Special mention to Nicola Worthington for answering my questions and sorting out my final returns in a professional and friendly manner.RB 7 October 2020

  • I had great service from Umbrella - particularly Nicola Worthington who calculated and submitted my self-assessment. She was easy to work with, kept me informed and submitted my assessment way before it was due.Dale N 22 Sep 2020

  • Having started my own journey into the interim market, I chose umbrella accountants to take care of the financial matters, not only are they excellent, swift, professional and precise. Nicola goes above and beyond to assist help advise resolve and guide, she has been outstanding! excellent business and team...! Highly rated.Jason 17 Sep 2020

  • I have been with Umbrella for the last 3 years. I had a great experience working with Nicola​ Worthington. She is knowledgeable, professional and very helpful with all round personal and company tax queries, I would highly recommend Umbrella.Simon 15 Sep 2020

  • Over the past 4 years. Umbrella, have acted on my behalf. During these years. I am pleased to report that I never had any issues with the service provided. The staff members are knowledgeable, helpful and polite. If, in the future I required an accountancy service. I would re-engage with Umbrella.D Timperley June 2020

  • recommended. I have been with Umbrella for three years using both their umbrella payroll and their Ltd company accountancy services. I can recommend them to anyone. Excellent, helpful and always friendly.Sean R March 2020

  • Overall experience of dealing with was absolutely fantastic. This was my first time going into contracting and they were there every step of the way. When I had question or queries - they were answered without any delays and someone was always there to assist. The whole online portal they use is very good too. Overall experience was excellent - highly recommended.JS February 2020

  • Efficient, professional and reliable. I have used Umbrella accounting services for over five years both as a PAYE contractor and as a contractor through my limited company. In both instances, I have found Umbrella employees to be helpful, knowledgeable, and professional. They are very reliable especially with payments and paperwork. I totally recommend their services.FC December 2019

  • Very Good level of Service. Always paid on time and any issues/questions were dealt with swiftly.Would recommend Ison September 2019

  • Great efficiency and great turnaround speed of service in doing my accountancy self assessment tax returns that made it quite stress free. Very happy with Micaela's work I would highly recommend Thanks.Teresa January 2019