UMBRELLA ACCOUNTANTS IS THE OBVIOUS CHOICE FOR CONTRACTORS WHO WANT TO MAXIMISE THEIR INCOME WITH SIMPLE, LOW COST, FIXED FEE ACCOUNTANCY SOLUTIONS

Contractor Mortgages

Umbrella.co.uk have teamed up with Professional Contractor Mortgages who are experts in Mortgage and Protection advice for Contractors.

As a Contractor, you do not fit into the standard tick boxes on a mortgage application, but do not worry help is at hand.

Professional Contractor Mortgages (PCM) are a specialist contractor mortgage broker, their Consultants have helped 1000’s of Contractors during their careers. Even if your own bank has said no, they could still assist.

Why Chose PCM?

Professional Contractor Mortgages specialise in finding the most suitable mortgage options for Contractors and Freelancers. They have an in-depth understanding of how both contracting and underwriting for mortgages work. With this understanding, they can advise you on the right course of action to secure the mortgage you deserve.

They have extensive experience in the industry and strong relationships with providers who are flexible with their views on contracting and various methods of income.

  Find out what you could borrow >  

What are the benefits of using PCM?

Professional Contractor Mortgages have worked tirelessly to educate Lenders on how Contractors should be assessed. As a result, they have a large number of bespoke agreements with major high street lenders that allow:

  • Potential to borrow up to 5 x your annualised contract income

  • First Time Buyers, Home Movers, Remortgages & Buy to Lets

  • Umbrella Contractors, Ltd Company Contractors, direct to client Contractors and Sole Traders
  • Available in the correct circumstances to ‘day 1’ contractors

  • Accounts and payslips are not usually required as the Lender will work on the gross value of the contract

  • Market leading rates from High Street Lenders

  • Direct access to Contractor underwriting

  • Deposits as low as 5%

  • Access to the Help To Buy scheme

Contact Professional Contractor Mortgages (PCM)

Call: 02394 212912 Email: umbrella@pcmortgages.co.uk OR

  Find out what you could borrow >  

 

Your property may be repossessed if you do not keep up repayments on your mortgage.

Professional Contractor Mortgages are authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Registered Office: Office 20, One Port Way, Port Solent, Portsmouth PO6 4TY.

Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.

  • Nicola has been fantastic - kept me informed and very professional.Dale Norman October 2021

  • Very helpfull and prompt. Always came back as promised and provided the necessay information and guidanceM manir October 2021

  • Nicola Worthington has been a credit to Umbrella Accountants. She has always offered considerable professional advise to myself on my accounting and my tax affairs as and when required over the past few years. I would recommend both Nicola and Umbrella Accountancy Services.AC September 2021

  • I started my company in 2016 when I was offerred 6 months contract work. Now sadly I'm closing my company as I've moved back to PAYE work. Nicola Worthington and team have been very helpful with my accounting and tax affairs and has made it as easy as possible for me to understand what I needed to do. All the best AndyAndy September 2021

  • I have been with Umbrella for around 2 years now since they set up my limited company for contracting purposes. I have found their service to be very reliable and really enjoy the ease of using the freeagent service. A special mention also to my accountant Nicola Worthington, whose knowledge and expertise have been so valuable. Along with that, her availability to answer questions at critical times have been really vital for me and my business - thank you.Stephen Roberts September 2021

  • Nicodemus Ginindza has been my liaison since working with Umbrella - his support and assistance has been excellent, always on call to attend to queries. Fantastic service ! Would highly recommend !Hemel August 2021

  • Excellent service as usual.Luis Ferrinho August 2021

  • I am extremely happy with the service I have received and the clear explanation of said service from Nicodemus Ginindza. I am looking forward to our continued relationship. I have no hesitation whatsoever in recommending this company.Roy Ginn July 2021

  • Very helpful for a beginner with self employment, Nicodemus was welcoming and helpful.Jeanebe July 2021

  • Efficient, responsive and quick in resolving issues.Shantanu July 2021