UMBRELLA ACCOUNTANTS IS THE OBVIOUS CHOICE FOR CONTRACTORS WHO WANT TO MAXIMISE THEIR INCOME WITH SIMPLE, LOW COST, FIXED FEE ACCOUNTANCY SOLUTIONS

Contractor Mortgages

Umbrella.co.uk have teamed up with Professional Contractor Mortgages who are experts in Mortgage and Protection advice for Contractors.

As a Contractor, you do not fit into the standard tick boxes on a mortgage application, but do not worry help is at hand.

Professional Contractor Mortgages (PCM) are a specialist contractor mortgage broker, their Consultants have helped 1000’s of Contractors during their careers. Even if your own bank has said no, they could still assist.

Why Chose PCM?

Professional Contractor Mortgages specialise in finding the most suitable mortgage options for Contractors and Freelancers. They have an in-depth understanding of how both contracting and underwriting for mortgages work. With this understanding, they can advise you on the right course of action to secure the mortgage you deserve.

They have extensive experience in the industry and strong relationships with providers who are flexible with their views on contracting and various methods of income.

  Find out what you could borrow >  

What are the benefits of using PCM?

Professional Contractor Mortgages have worked tirelessly to educate Lenders on how Contractors should be assessed. As a result, they have a large number of bespoke agreements with major high street lenders that allow:

  • Potential to borrow up to 5 x your annualised contract income

  • First Time Buyers, Home Movers, Remortgages & Buy to Lets

  • Umbrella Contractors, Ltd Company Contractors, direct to client Contractors and Sole Traders
  • Available in the correct circumstances to ‘day 1’ contractors

  • Accounts and payslips are not usually required as the Lender will work on the gross value of the contract

  • Market leading rates from High Street Lenders

  • Direct access to Contractor underwriting

  • Deposits as low as 5%

  • Access to the Help To Buy scheme

Contact Professional Contractor Mortgages (PCM)

Call: 02394 212912 Email: umbrella@pcmortgages.co.uk OR

  Find out what you could borrow >  

 

Your property may be repossessed if you do not keep up repayments on your mortgage.

Professional Contractor Mortgages are authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Registered Office: Office 20, One Port Way, Port Solent, Portsmouth PO6 4TY.

Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.

  • Having recently closed my limited company, Umbrella helped throughout the process and provided clear advice. Special mention to Nicola Worthington for answering my questions and sorting out my final returns in a professional and friendly manner.RB 7 October 2020

  • I had great service from Umbrella - particularly Nicola Worthington who calculated and submitted my self-assessment. She was easy to work with, kept me informed and submitted my assessment way before it was due.Dale N 22 Sep 2020

  • Having started my own journey into the interim market, I chose umbrella accountants to take care of the financial matters, not only are they excellent, swift, professional and precise. Nicola goes above and beyond to assist help advise resolve and guide, she has been outstanding! excellent business and team...! Highly rated.Jason 17 Sep 2020

  • I have been with Umbrella for the last 3 years. I had a great experience working with Nicola​ Worthington. She is knowledgeable, professional and very helpful with all round personal and company tax queries, I would highly recommend Umbrella.Simon 15 Sep 2020

  • Over the past 4 years. Umbrella, have acted on my behalf. During these years. I am pleased to report that I never had any issues with the service provided. The staff members are knowledgeable, helpful and polite. If, in the future I required an accountancy service. I would re-engage with Umbrella.D Timperley June 2020

  • Umbrella.co.uk recommended. I have been with Umbrella for three years using both their umbrella payroll and their Ltd company accountancy services. I can recommend them to anyone. Excellent, helpful and always friendly.Sean R March 2020

  • Overall experience of dealing with Umbrella.co.uk was absolutely fantastic. This was my first time going into contracting and they were there every step of the way. When I had question or queries - they were answered without any delays and someone was always there to assist. The whole online portal they use is very good too. Overall experience was excellent - highly recommended.JS February 2020

  • Efficient, professional and reliable. I have used Umbrella accounting services for over five years both as a PAYE contractor and as a contractor through my limited company. In both instances, I have found Umbrella employees to be helpful, knowledgeable, and professional. They are very reliable especially with payments and paperwork. I totally recommend their services.FC December 2019

  • Very Good level of Service. Always paid on time and any issues/questions were dealt with swiftly.Would recommend Umbrella.co.ukC Ison September 2019

  • Great efficiency and great turnaround speed of service in doing my accountancy self assessment tax returns that made it quite stress free. Very happy with Micaela's work I would highly recommend Thanks.Teresa January 2019