FLEXIBLE UMBRELLA SOLUTIONS FOR WORKERS WHO WANT TO ENJOY THE BENEFITS OF CONTRACTING, FULL EMPLOYMENT RIGHTS AND MORE.
As a Contractor, you do not fit into the standard tick boxes on a mortgage application, but do not worry help is at hand.
Professional Contractor Mortgages (PCM) are a specialist contractor mortgage broker, their Consultants have helped 1000’s of Contractors during their careers. Even if your own bank has said no, they could still assist.
Why Chose PCM?
Professional Contractor Mortgages specialise in finding the most suitable mortgage options for Contractors and Freelancers. They have an in-depth understanding of how both contracting and underwriting for mortgages work. With this understanding, they can advise you on the right course of action to secure the mortgage you deserve.
They have extensive experience in the industry and strong relationships with providers who are flexible with their views on contracting and various methods of income.
What are the benefits of using PCM?
Professional Contractor Mortgages have worked tirelessly to educate Lenders on how Contractors should be assessed. As a result, they have a large number of bespoke agreements with major high street lenders that allow:
Potential to borrow up to 5 x your annualised contract income
First Time Buyers, Home Movers, Remortgages & Buy to Lets
- Umbrella Contractors, Ltd Company Contractors, direct to client Contractors and Sole Traders
Available in the correct circumstances to ‘day 1’ contractors
Accounts and payslips are not usually required as the Lender will work on the gross value of the contract
Market leading rates from High Street Lenders
Direct access to Contractor underwriting
Deposits as low as 5%
Access to the Help To Buy scheme
Contact Professional Contractor Mortgages (PCM)
Call: 02394 212912 Email: email@example.com OR
Your property may be repossessed if you do not keep up repayments on your mortgage.
Professional Contractor Mortgages are authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Registered Office: Office 20, One Port Way, Port , Portsmouth PO6 4TY.
Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.
I would like to thank Liz Dunlop for the excellent customer service she provided for this week. She was very knowledgeable and informative. Her manor was very professional and encouraging and approachable I will say an asset to your company. She provided me with my documents and payslips with no trouble at all. Please thank her me.Joseph P 23 Sep 2020
I have been with Umbrella for 2.5 months and have always received exceptional customer service. A few days ago, I had a query with understanding the payslips. I contacted umbrella one evening and received a call the next morning offering assistance. I was put through to Ciara who provided such excellent support - she explained everything so thoroughly and in laymans terms without leaving me feeling silly for asking. My enquiry was resolved in a matter of minutes and in such a polite and professional way. I could not have asked for better service!L Smith 18 Sep 2020
Excellent customer service and prompt action taken. Called about an issue regarding payslips, spoke with Laura who was lovely and helped me resolve this issue without fuss. Can highly recommend Umbrella having used them for 12 months now. Payments always on time which is fundamentally the key aspect.Stuart 17 Sep 2020
This is the second time I'm used Umbrella.co.uk over the course of the last decade, and both times they've been excellent. They're efficient, friendly, and reliable, and I couldn't be happier. A particular shout out to Emma, Aidan, Suzie, and Ciara who have all gone the extra mile when I've needed them. They've been absolute stars!Martin 16 Sep 2020
Sarah Postlethwaite has been beyond helpful with my queries. Her and the team are always polite and resolved my queries quickly and efficiently.CsS 16 Sep 2020
I’ve been with Umbrella for a year. Had nothing but a positive experience. Sarah & her team are fantastic. Paid on time and had no problems.Lucy A 16 Sep 2020
First time contractor and Umbrella were recommended to me. They were very helpful, always courteous and professional. I was always paid on time, with clear breakdown of deductions. Any queries swiftly and carefully resolved by them. Will use again in future for my next contract. Really good overall service.T Ellis 9 Sep 2020
Umbrella has been great, the consultant called Aiden was really helpful at explaining every thing to me as I had never used a company like this before. I was paid on time and had no problems, would recommend them.Kate R 4 Sep 2020
Had a very helpful and, for me, a pretty amazing experience with Daisy Birch who helped me with some p60 issues. Very fast,very helpful, and actually waited until I had both confirmed I had received her emails before we ended the conversation, not just "I'll get that done and goodbye" and actual nice person willing to seeLondon Assessor 25 Aug 2020
I am very happy with the customer care and service I experienced as a employee paid via Umbrella. Laid off due to site shutdown, essential because of the corona virus pandemic lockdown, I had only worked one month of a six month contract. I was advised I was entitled to Furlough by Umbrella, who worked hard to arrange this for relevant contracted workers. Although payment process was slow, Peter Langham and staff kept me regularly updated of progress, any issues arising causing delays and supported with reassuring they were working hard to resolve. I have already thanked all those involved who maintained communication, answered any queries and were generally accomodating during the challenges of 2020. I have started a new role and requesting my P45 etc again received great customer care and a speedy response from Ciara Morris. Thanks again to all who helped manage and arrange furlough.Lisa Z 18 Aug 2020