FLEXIBLE UMBRELLA SOLUTIONS FOR WORKERS WHO WANT TO ENJOY THE BENEFITS OF CONTRACTING, FULL EMPLOYMENT RIGHTS AND MORE.
As a Contractor, you do not fit into the standard tick boxes on a mortgage application, but do not worry help is at hand.
Professional Contractor Mortgages (PCM) are a specialist contractor mortgage broker, their Consultants have helped 1000’s of Contractors during their careers. Even if your own bank has said no, they could still assist.
Why Chose PCM?
Professional Contractor Mortgages specialise in finding the most suitable mortgage options for Contractors and Freelancers. They have an in-depth understanding of how both contracting and underwriting for mortgages work. With this understanding, they can advise you on the right course of action to secure the mortgage you deserve.
They have extensive experience in the industry and strong relationships with providers who are flexible with their views on contracting and various methods of income.
What are the benefits of using PCM?
Professional Contractor Mortgages have worked tirelessly to educate Lenders on how Contractors should be assessed. As a result, they have a large number of bespoke agreements with major high street lenders that allow:
Potential to borrow up to 5 x your annualised contract income
First Time Buyers, Home Movers, Remortgages & Buy to Lets
- Umbrella Contractors, Ltd Company Contractors, direct to client Contractors and Sole Traders
Available in the correct circumstances to ‘day 1’ contractors
Accounts and payslips are not usually required as the Lender will work on the gross value of the contract
Market leading rates from High Street Lenders
Direct access to Contractor underwriting
Deposits as low as 5%
Access to the Help To Buy scheme
Contact Professional Contractor Mortgages (PCM)
Call: 02394 212912 Email: email@example.com OR
Your property may be repossessed if you do not keep up repayments on your mortgage.
Professional Contractor Mortgages are authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Registered Office: Office 20, One Port Way, Port , Portsmouth PO6 4TY.
Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.
Great service (from Nicholas Ginindza) and extremely professional. He really took his time to explain every detail of my income, tax owed and other details such as expense claims. For someone who isn’t great with numbers and quite new to the Ltd company accounting process, he made it extremely easy to follow.Mina February 2023
I would recommend James and Ellie to anyone. As a consultant who's candidates get paid weekly. Im very lucky that because I primarily use Umbrella.co.uk - I very rarely have any issues. Having happy candidates as a recruiter means that they will stay in their contracts for longer. James and Ellie are always very friendly and from what I've heard from my candidates, they are very thorough with them as well. Genuinely wouldn't refer to anyone else!Maddie Ryan February 2023
Excellent company and very professional team.Sebin Angadickal February 2023
I have used Umbrella Ltd in the past and they have always provided me with a very good service. They are readily contactable and you always get to speak with a person. All my payments and queries are handled promptly and with the minimum of fuss. I would certainly recommend.Diane February 2023
Knowledgeable People!! Couldn’t recommend this company enough!! All the staff are very knowledgeable and helpful. Would definitely recommend them to anyone.June B February 2023
Great Company, Great Experience. The umbrella company have been my payroll company since the start of the year. I have the best customer experience during this time. Robert Charlton I deal with is not only a credit to himself but to the company in how he responds to his emails very efficiently and respectfully but also putting at ease any worries with a Simple phone call too. Would highly recommend Umbrella for payroll needs and any worries I would certainly ask for Robert.Colin Robertson February 2023
Umbrella Company is the best. The registration was easy and clear explanation on how they operate. Questions were answered satisfactorily. I am so pleased to be receiving a service from Umbrella because it is a very reputable company.Tracey Fuller February 2023
I have just joined Umbrella.co.uk. So far the support and service I have received from Robert Charlton has been great.Kim Elliot February 2023
Efficient and effective. Clear and concise information.Norma March 2023
I have had a great experience with Umbrella. They have always been really helpful with any queries I have had and I have not had any problems in regards to my payroll. Everything has always been completed on time with no delays. I highly recommend umbrella.Jodie March 2023