FLEXIBLE UMBRELLA SOLUTIONS FOR WORKERS WHO WANT TO ENJOY THE BENEFITS OF CONTRACTING, FULL EMPLOYMENT RIGHTS AND MORE.

Contractor Mortgages

Umbrella.co.uk have teamed up with Professional Contractor Mortgages who are experts in Mortgage and Protection advice for Contractors.

As a Contractor, you do not fit into the standard tick boxes on a mortgage application, but do not worry help is at hand.

Professional Contractor Mortgages (PCM) are a specialist contractor mortgage broker, their Consultants have helped 1000’s of Contractors during their careers. Even if your own bank has said no, they could still assist.

Why Chose PCM?

Professional Contractor Mortgages specialise in finding the most suitable mortgage options for Contractors and Freelancers. They have an in-depth understanding of how both contracting and underwriting for mortgages work. With this understanding, they can advise you on the right course of action to secure the mortgage you deserve.

They have extensive experience in the industry and strong relationships with providers who are flexible with their views on contracting and various methods of income.

  Find out what you could borrow >  

What are the benefits of using PCM?

Professional Contractor Mortgages have worked tirelessly to educate Lenders on how Contractors should be assessed. As a result, they have a large number of bespoke agreements with major high street lenders that allow:

  • Potential to borrow up to 5 x your annualised contract income

  • First Time Buyers, Home Movers, Remortgages & Buy to Lets

  • Umbrella Contractors, Ltd Company Contractors, direct to client Contractors and Sole Traders
  • Available in the correct circumstances to ‘day 1’ contractors

  • Accounts and payslips are not usually required as the Lender will work on the gross value of the contract

  • Market leading rates from High Street Lenders

  • Direct access to Contractor underwriting

  • Deposits as low as 5%

  • Access to the Help To Buy scheme

 

Contact Professional Contractor Mortgages (PCM)

Call: 02394 212912 Email: umbrella@pcmortgages.co.uk OR

Find out what you could borrow >

Your property may be repossessed if you do not keep up repayments on your mortgage.

Professional Contractor Mortgages are authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Registered Office: Office 20, One Port Way, Port Solent, Portsmouth PO6 4TY.

Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.

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