FLEXIBLE UMBRELLA SOLUTIONS FOR WORKERS WHO WANT TO ENJOY THE BENEFITS OF CONTRACTING, FULL EMPLOYMENT RIGHTS AND MORE.
As a Contractor, you do not fit into the standard tick boxes on a mortgage application, but do not worry help is at hand.
Professional Contractor Mortgages (PCM) are a specialist contractor mortgage broker, their Consultants have helped 1000’s of Contractors during their careers. Even if your own bank has said no, they could still assist.
Why Chose PCM?
Professional Contractor Mortgages specialise in finding the most suitable mortgage options for Contractors and Freelancers. They have an in-depth understanding of how both contracting and underwriting for mortgages work. With this understanding, they can advise you on the right course of action to secure the mortgage you deserve.
They have extensive experience in the industry and strong relationships with providers who are flexible with their views on contracting and various methods of income.
What are the benefits of using PCM?
Professional Contractor Mortgages have worked tirelessly to educate Lenders on how Contractors should be assessed. As a result, they have a large number of bespoke agreements with major high street lenders that allow:
Potential to borrow up to 5 x your annualised contract income
First Time Buyers, Home Movers, Remortgages & Buy to Lets
- Umbrella Contractors, Ltd Company Contractors, direct to client Contractors and Sole Traders
Available in the correct circumstances to ‘day 1’ contractors
Accounts and payslips are not usually required as the Lender will work on the gross value of the contract
Market leading rates from High Street Lenders
Direct access to Contractor underwriting
Deposits as low as 5%
Access to the Help To Buy scheme
Contact Professional Contractor Mortgages (PCM)
Call: 02394 212912 Email: firstname.lastname@example.org OR
Your property may be repossessed if you do not keep up repayments on your mortgage.
Professional Contractor Mortgages are authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Registered Office: Office 20, One Port Way, Port , Portsmouth PO6 4TY.
Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.
Robert was excellent. I recently signed up and he was knowledgeable, helpful and quick to give me the info I needed to make a decision. Great representative of the company who knows his stuff.Rich A. February 2022
Very simple and understandable...Christina Parker February 2022
Very professional company. Great company, spoke to one of their BDE's, Robert Charlton who was extremely helpful and professional and answered all my questions with aplomb :)Susan Mac Nicol February 2022
Great experience so far. Robert Charlton was very helpful with the breakdown of my new contract via umbrella.co.uk. My agency told me this morning that Umbrella.co.uk is quite prompt and will get all my contracts sorted out before COP today and this is the case so I'm very impressed.Yinka Falase February 2022
Quick Friendly Easy professional umbrella service. First time I've dealt with an Umbrella company and Josh made the whole process quick and easy. 10/10 thank you for being so helpful explaining everything.John S February 2022
I've just signed up with Umbrella and I have to say my first impression of them is excellent! Phone was answered straight away and the assistant, Josh, was so helpful. He was very happy to explain lots of things before asking for any of my personal data - really great initial service. After the call I had a couple of additional things I needed help with. I emailed Josh and got responses back so quickly. So far I am a very happy client indeed!Debs February 2022
Emily is a legend, very bright, helpful and full of enthusiasm I hope other staff are similar!David Ryell February 2022
Umbrella.co.uk have been very quick to respond to any queries I've had. My personal contact is Lauren, she's been very helpful. I've been with them for 3 months and would recommend them based on my experience so far.Kym January 2022
I joined Umbrella as an interim from another company. They have been fab - things happen but they always are prompt, sort it out, v informative. I am v impressed by them. I als feel that I work with a company that cares about its staff.Jane December 2021
Due to my own fault I needed a copy of p60 for 2018 and 2019. I mailed Umbrella.co.uk and the following day I received them by email. Thank you Laura Royston and Umbrella - EXCELLENT service. HenrikH Hellkvist November 2021