Insolvency Services


Get help with your debt

Welcome to Umbrella Insolvency where we offer a clear, non-judgmental and confidential service to individuals and businesses struggling with debt.

Personal Debt Solutions

Are you an individual drowning in debt or struggling to manage your finances? If so, then we can offer straightforward guidance and support to help you take control and move forward.

  • Individual Voluntary Arrangement

Business Debt Solutions

Is your business struggling to pay its debts as and when they fall due? If so, then we can help you take action to improve your situation.

  • Administration
  • Pre-Pack Administration
  • Company Voluntary Arrangement
  • Creditors Voluntary Liquidation
  • Members Voluntary Liquidation

Why choose Umbrella?

  • You will get your own dedicated expert adviser to ensure you are fully supported and guided throughout the process;
  • There are no upfront fees;
  • We will deal with your creditors for you and reduce your stress;
  • Fully understand the options available to you and
  • Regain control of your finances and move forward.


Testimonials from clients of Umbrella


First of all, I would like to say a BIG Thank You for all of your assistance over the past year.  I would not be in the positive state of recovery without Umbrella.  Your care and assistance at the application stage last summer, along with the advice throughout the year, has been great.  I would not hesitate to tell anyone in my negative situation where to turn to. Mr TM (September 2017)

I would like to thank Sarah and her team for all the hard work they have put into helping me sort my finances out once and for all. Without this IVA I would still be struggling every month trying to make ends meet. I received nothing but an efficient polite service every time I spoke to a member of your team and I'm so very grateful. Thank you so much. Natasha R (January 2017)

Thank you so much for your help with my IVA. As an ex-company Director my life took a downward spiral when creditors from my liquidated company called upon my personal guarantees. I had been treading water for months, ran up credit card debts and borrowed from family. When a creditor instigated bankruptcy proceedings against me I thought I was going to lose my house. I contacted Umbrella who stopped all the phone calls and threatening letters. Umbrella explained things in way I could understand. They negotiated with creditors and my IVA went through, now I can sleep at night again and I kept my home. Thomas Fox was extremely knowledgeable and I truly thank him and his team. Paul G (December 2016)

I would like to say a very big "Thank You" to your lady on the telephone this morning who helped me start getting my life sorted and debts managed. So thank you "Sarah" great help... thank you again. L.Smart

Excellent customer service. Staff always helpful. Thank you. Lyndsay S

Very professional approach, always there for you to help, outstanding guidance.   Thank you so much for all. Joanna B

Very supportive and helpful at dealing with financial problems Sue KL



Umbrella IVA is provided by Umbrella Accountants LLP   who are authorised and regulated by the Financial Conduct Authority.

Registered Office: Bollin House, Bollin Link, Wilmslow, Cheshire, SK9 1DP: Company Number OC360021. Data Protection Number Z2517380. VAT Registration Number 107346824
Umbrella, Umbrella IVA and Umbrella Insolvency are trading styles of Umbrella Accountants LLP.

Thomas Fox LLB MIPA is an employee of Umbrella Accountants LLP and is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association.  Professional Indemnity Insurance - In accordance with the disclosure requirements of the Provision of Services Regulations 2009, the firm’s professional indemnity insurer is Hiscox Underwriting Limited of 1 Great St. Helens, London, EC3A 6HX. The territorial coverage is worldwide excluding professional business carried out in the United States of America or Canada and excludes any action for a claim brought in any court in the USA or Canada.

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