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As a contractor, your hourly rate is more than the equivalent of a permanent employee doing a similar job. That is largely down to the added expertise that you bring to the table, with a varied and notable work history across various projects. Even amongst contractors, there will be people doing the same type of role on a lower rate than you. No two contractors are the same.

Self-employed pension saving dips to record low
Editor | 8 October 2021
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Self-employed pension savings hit a record low in the year leading up the pandemic, according to figures released by HMRC.

Whether it’s through an umbrella company like Umbrella.co.uk, as a sole trader or through a limited company, more people are choosing to work for themselves. But the amount that self-employed workers pay into their pension pots is on the decline.

Demand for contractors soars in key sectors
Editor | 13 October 2021
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Employer demand for contractors is soaring in key sectors, including IT and construction, as the economy bounces back from the coronavirus pandemic.

Competition for contractors has been intensified by a number of factors, including long-term labour shortages and an IR35 exodus from the contracting sector.

Recruiter trade body REC said that there was ‘fierce competition’ in the jobs market in September, where labour shortages contributed to issues in petrol stations and on supermarket shelves.

Is IR35 responsible for the UK’s HGV driver shortage?
Editor | 4 October 2021
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The HGV driver shortage is wreaking havoc on UK supply chains. It’s estimated that Britain needs an extra 100,000 HGV drivers and the shortage is resulting in long queues at petrol pumps and missing stock on supermarket shelves.