WE ALL NEED A LITTLE HELP WITH OUR FINANCES FROM TIME TO TIME AND NOT ALL FINANCIAL ADVISERS UNDERSTAND THE UNIQUE NEEDS OF CONTRACTORS AND FREELANCERS.

Income Protection

As a contractor you will enjoy many of the perks of being your own boss, but it is also important to avoid the pitfalls that come from leaving permanent employment. You are reliant on being able to get to your client's site tomorrow so an accident or illness can really set you back financially.

If you are unable to work there is little by way of employee sick pay to rely on. Income protection (also known as Permanent health insurance or PHI) can bridge the gap and help to cover your expenses until you are back on your feet again.

ContractorFinancials are our business partner and can offer income protection plans that are tailored to your needs as a Contractor. A typical plan will pay a tax free monthly income, either immediately or after a pre-arranged period of illness (e.g. 1 month) and will continue until you recover or reach your retirement age.

For more information on how we can provide you with peace of mind that you can maintain your lifestyle and protect your family if you are unable to work please call 0208 090 0702 or email umbrella@contractorfinancials.com.

 

Insurance advice is given by ContractorFinancials, which is a trading name of ContractorFinancials Ltd and is regulated and authorised by the Financial Conduct Authority no 207478.